Pansarionline.com owned by BRAVADO ADVISORS PRIVATE LIMITED knows that your concern how information provided by you is used and shared and we sincerely appreciate your trust in us to do that carefully and sensibly. This notice describes the privacy policy of Pansarionline.com. By visiting Pansarionline.com, you are accepting and consenting to the practices described in this Privacy Notice. Please read the following statement to learn about our information gathering and dissemination practices. Pansarionline.com is not responsible for the privacy practices of such Web sites which it does not own, manage or control. The Site and third-party vendors, including Google, use first-party cookies (such as the Google Analytics cookie) and third-party cookies (such as the DoubleClick cookie) together to inform, optimize, and serve ads based on someone's past visits to the Site.


INTELLECTUAL PROPERTY: All intellectual property on the Website is owned by us or our licensors, which includes materials protected by copyright, trademark, or patent laws. All trademarks, service marks and trade names are owned, registered and/or licensed by us. All content on the Website, including but not limited to text, software, code, designs, graphics, photos, sounds, music, videos, applications, interactive features and all other content is a collective work under Canadian/ Indian and other copyright laws and is the proprietary property of the Company; All rights reserved.


USE OF COMPANY MATERIALS: We may provide you with certain information as a result of your use of the Website including, but not limited to, documentation, data or information developed by us, and other materials which may assist in the use of the Website or Services (“Company Material”). The Company Materials may not be used for any other purpose than the use of this Website and the services offered on the Website. Nothing in these Terms of Use may be interpreted as granting any licence of intellectual property rights to you.


ACCOUNT AND ACCOUNT USE: If your use of the Website requires an account identifying you as a user of the Website (an “Account”);


(a) you are solely responsible for your account and the maintenance, confidentiality, and security of your Account and all passwords related to your Account, and any and all activities that occur under your Account, including all activities of any person who gain access to your account with or without your permission;

(b) you agree to immediately notify us of any unauthorized use of your Account, any service provided through your Account or any password related to your Account, or any other breach of security with respect to your Account or any service provided through it, and you agree to provide assistance to us, as requested, to stop or remedy any breach of security related to your Account, and

(c)  you agree to provide true, current, accurate and complete customer information as requested by us from time to time and you agree to promptly notify us of any changes to this information as required to keep such information held by us current, complete and accurate.


PAYMENT: When you make a purchase on the Website, you agree to provide a valid instrument to make a payment Pay attention to the details of the transaction, as your total price may include taxes, fees, and shipping costs all of which you are responsible for.


When you provide a payment instrument to us, you confirm that you are permitted to use that payment instrument. When you make a payment, you authorise us (and our designated payment processor) to charge the full amount to the payment instrument you designate for the transaction. You also authorize us to collect and store that funding instruction, along with other related transaction information.


If you pay by credit or debit card, we may obtain a pre-approval from the issuer of the card for an amount as high as the full price. If you cancel a transaction before completion, this pre-approval may result in those funds not otherwise being immediately available to you.


We may cancel any transaction if we believe the transaction violate these Terms, or if we believe doing so may prevent financial loss.


In order to prevent financial loss to you or to us, we may contact your funding instrument issuer, law enforcement, or affected third parties (including other users) and share details of any payments you are associated with, if we believe doing so may prevent financial loss or a violation of law.


SALE OF GOODS AND SERVICES: We may sell goods or services or allow third parties to sell goods or services on the Website. We undertake to be as accurate as possible with all information regarding the goods and services, including product description and images. However, we do not guarantee the accurate or reliability of any product information and you acknowledge and agree that you purchase such products at your own risk. For goods or services sold by others, we assume no liability for any product and cannot make any warranties about the merchantability, fitness, quality, safety or legality of these products. For any claim you may have against the manufacturer or seller of the product, you agree to pursue that claim directly with the manufacturer or seller and not with us. You agree to release us from any claims related to goods or services manufactured or sold by third parties, including any and all warranty or product liability claims.


SHIPPING, DELIVERY AND RETURN POLICY: You agree to ensure payment for any items you may purchase from us and you acknowledge and affirms that prices are subject to change. When purchasing a physical good, you agree to provide us with a valid email and shipping address, as well as valid billing information. We reserve the right to reject or cancel an order for any reason, including errors or omissions in the information you provide to us. If we do so after payment has been processed. We will issue a refund to you in the amount of the purchase price. We also may request additional information from you prior to confirming a sale and we reserve the right to place any additional restrictions on the sale of any of our products. For the sale of physical products, we may preauthorize your credit or debit card at the time you place the order or we may simply charge your card upon shipment. You agree to monitor your method of payment. Shipment costs and dates are subject to change from the costs and dates you are quoted due to unforeseen circumstances.


If you are unhappy with anything you have purchased on our Website, please read our return policy. 


AFFILIATE MARKETING AND ADVERTISING: We, through the Website and its services, may engage in affiliate marketing whereby we receive a commission on or percentage of the sale of goods or services on or through the Website. We may also accept advertising and sponsorships from commercial businesses or receive other forms of advertising compensation.


ACCEPTABLE USE: You agree not to use the Website for any unlawful purpose or any purpose prohibited under this clause. You agree not to use the Website in any way that could damage the Website, the services or the general business of BRAVADO ADVISORS PRIVATE LIMITED.


You further agree not to use and/or access the Website:

a) to harass abuse or threaten others or otherwise violet any person’s legal rights;

b) To violate any intellectual property rights of us or any third party;

c) To upload or otherwise disseminate any computer viruses or other software that may damage the property of another;

d) To perpetrate any fraud;

e) To engage in or create any unlawful gambling, sweepstakes or pyramid scheme;

f) To publish or distribute any obscene or Defamatory material;

g) To publish and distribute any material that incites violence, hate or discrimination towards any group;

h) To unlawfully gather information about others.


Reverse Engineering & Security: You may not undertake any of the following actions:


a) Reverse engineer, or attempt to reverse engineer or disassemble any code or software from or on the Website.


b) Violate the security of the Website through any unauthorized access, circumvention of encryption or other security tools, data mining or interference to any host, user or network.


DATA LOSS: We are not responsible for the security of your Account and Content. Your use of the Website is at your own risk.


INDEMNIFICATION : You defend and indemnify BRAVADO ADVISORS PRIVATE LIMITED and any of its affiliates and hold us harmless against any and all legal claims and demands, including reasonable attorney’s fees, which may arise from or relate to your use or misuse of the Website, your breach of these Terms and Conditions, or your conduct or actions. We will select our own legal counsel and may participate in our own defense, if we wish to so.


SERVICE INTERRUPTIONS: We may need to interrupt your access to the website to perform maintenance or emergency services on a scheduled or unscheduled basis. You agree that your access to the Website may be affected by unanticipated or unscheduled downtime, for any reason, but that the we will have no liability for any damage or loss cause as a result of such downtime.


TERMINATION OF ACCOUNT: We may, in our sole discretion, suspend, restrict or terminate your Account and your use of the Website, effective at any time, without notice to you, for any reason, including because the operation or efficiency of the Website or our or any third party’s equipment or network is impaired by your use of the Website, any amount is past due from you to us, we have received a third part complaint which relates to your use or misuse of the Website, or you have been or are in breach of any term or condition of these Terms and Conditions. We will have no responsibility to notify any third party, including any third -party providers of services, merchandise or information, of any suspension, restriction or termination of your access to the Website.


Note:


Our privacy policy is subject to change at any time without notice. To make sure you are aware of any changes, please review this policy periodically.


PROTECTION OF PRIVACY: 


Through your use of the Website, you may provide us with certain information. By using the Website, you authorize us to use your information in Canada/India and any other country where we may operate. 


When you register for an account, you provide us with a valid email address and may provide us with additional information such as your name and/or billing information. Depending on how use our Website, we may also receive information from external applications you use to access our Website, or we may receive information through various web technologies, such as cookies, log files, clear gifs, web beacons or others.


We use the information gathered from you to ensure your continued good experience on our Website, including through email communication. We may also track certain of the passive information received to improve our marketing and analytics, and for this, we may work with third party providers.


If you would like to disable our access to any passive information we receive from the use of various technologies, you may choose to disable cookies in your web browser. Please be aware that we will still receive information about you that you have provided, such as your email address.


If you choose to terminate your account, we will store information about you for the following period of time: 2 years. After that time all information about you will be deleted.


1. Collection of Personally Identifiable Information and other Information


When you use our Website, we collect and store your personal information like Name including first and last name, alternate email address, mobile phone number and contact details, Postal code, Demographic profile (like your age, gender, occupation, education, address etc.) which is provided by you from time to time. Our primary goal in doing so is to provide you a safe, efficient, smooth and customized experience. This allows us to provide services and features that most likely meet your needs, and to customize our Website to make your experience safer and easier. More importantly, while doing so we collect personal information from you that we consider necessary for achieving this purpose.


In general, you can browse the Website without telling us who you are or revealing any personal information about yourself. Once you give us your personal information, you are not anonymous to us. Where possible, we indicate which fields are required and which fields are optional. You always have the option to not provide information by choosing not to use a particular service or feature on the Website. We may automatically track certain information about you based upon your behaviour on our Website. We use this information to do internal research on our users' demographics, interests, and behaviour to better understand, protect and serve our users. This information is compiled and analysed on an aggregated basis. This information may include the URL that you just came from (whether this URL is on our Website or not), which URL you next go to (whether this URL is on our Website or not), your computer browser information, and your IP address.


We use data collection devices such as "cookies" on certain pages of the Website to help analyse our web page flow, measure promotional effectiveness, and promote trust and safety. "Cookies" are small files placed on your hard drive that assist us in providing our services. We offer certain features that are only available through the use of a "cookie". We also use cookies to allow you to enter your password less frequently during a session. Cookies can also help us provide information that is targeted to your interests. Most cookies are "session cookies," meaning that they are automatically deleted from your hard drive at the end of a session. You are always free to decline our cookies if your browser permits, although in that case you may not be able to use certain features on the Website and you may be required to re-enter your password more frequently during a session.  The Help menu on the menu bar of most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie and how to disable cookies altogether. Additionally, you can disable or delete similar data used by browser add-ons, such as Flash cookies, by changing the add-on's settings or visiting the website of its manufacturer. However, because cookies allow you to take advantage of some of Pansarionline.com essential features, we recommend that you leave them turned on. 


Additionally, you may encounter "cookies" or other similar devices on certain pages of the Website that are placed by third parties. We do not control the use of cookies by third parties.


If you choose to buy on the Website, we collect information about your buying behaviour, preferences, and other such information that you choose to provide.


If you transact with us, we collect some additional information, such as a billing address, a credit / debit card number and a credit / debit card expiration date and/ or other payment instrument details and tracking information from cheques or money orders.


If you choose to post messages on our message boards, chat rooms or other message areas or leave feedback or if you use voice commands to shop on the Website, we will collect that information you provide to us. We retain this information as necessary to resolve disputes, provide customer support and troubleshoot problems as permitted by law.


If you send us personal correspondence, such as emails or letters, or if other users or third parties send us correspondence about your activities or postings on the Website, we may collect such information into a file specific to you.


We collect personally identifiable information (email address, name, phone number, credit card / debit card / other payment instrument details, etc.) from you when you set up a free account with us. While you can browse some sections of our Website without being a registered member, certain activities (such as placing an order) do require registration. We do use your contact information to send you offers based on your previous orders and your interests.


2. Use of Demographic / Profile Data / Your Information


We use personal information to provide the services you request. To the extent we use your personal information to market to you, we will provide you the ability to opt-out of such uses. We use your personal information to assist sellers in handling and fulfilling orders, enhancing customer experience, resolve disputes; troubleshoot problems; help promote a safe service; collect money; measure consumer interest in our products and services, inform you about online and offline offers, products, services, and updates; customize and enhance your experience; detect and protect us against error, fraud and other criminal activity; enforce our terms and conditions; and as otherwise described to you at the time of collection.

With your consent, we will have access to your SMS, contacts in your directory, location and device information. Access, storage and use of this data will be in consonance with applicable laws. You understand that your access to these products may be affected in the event consent is withdrawn.


In our efforts to continually improve our product and service offerings, we and our affiliates collect and analyse demographic and profile data about our users' activity on our Website.


We identify and use your IP address to help diagnose problems with our server, and to administer our Website. Your IP address is also used to help identify you and to gather broad demographic information.

We will occasionally ask you to complete optional online surveys. These surveys may ask you for personal information, contact information, date of birth, demographic information (like zip code, age, or income level), attributes such as your interests, household or lifestyle information, your purchasing behaviour or history, preferences, and other such information that you may choose to provide.. We use this data to tailor your experience at our Website, providing you with content that we think you might be interested in and to display content according to your preferences.


Cookies


A "cookie" is a small piece of information stored by a web server on a web browser so it can be later read back from that browser. Cookies are useful for enabling the browser to remember information specific to a given user. We place both permanent and temporary cookies in your computer's hard drive. The cookies do not contain any of your personally identifiable information.


3. Sharing of personal information


Information about our customers is an important part of our business and we are not in the business of selling it to others. Pansarionline.com shares customer information only as described below and these entities and affiliates may market to you as a result of such sharing unless you explicitly opt-out. 


Affiliates: We Do Not Control: We work closely with affiliated businesses. In some cases, such as Marketplace sellers, these businesses operate stores at Pansarionline.com or sell offerings to you at Pansarionline.com. In other cases, we provide services jointly with or on behalf of these businesses. 


Third Party Service Providers: We employ other companies and individuals to perform functions on our behalf. Examples include fulfilling orders, delivering packages, sending postal mail and e-mail, removing repetitive information from customer lists, analysing data, providing marketing assistance, providing search results and links (including paid listings and links), processing credit card payments and providing customer service. They have access to personal information needed to perform their functions, but may not use it for other purposes. Further, they must process the personal information in accordance with this Privacy Notice and as permitted by applicable law.


Promotional Offers: Sometimes we send offers to selected groups of Pansarionline.com customers on behalf of other businesses. When we do this, we do not give that business your name and address. If you do not want to receive such offers, please adjust your Customer Communication Preferences.


Business Transfers: As we continue to develop our business, we might sell or buy stores, subsidiaries or business units. In such transactions, customer information generally is one of the transferred business assets but remains subject to the promises made in any pre-existing Privacy Notice (unless, of course, the customer consents otherwise). Also, in the unlikely event that substantially all of its assets are acquired, customer information will of course be one of the transferred assets.


Protection of Pansarionline.com and Others: We release account and other personal information when we believe release is appropriate to comply with applicable law; enforce or apply our Conditions of Use and other agreements; or protect the rights, property or safety of Pansarionline.com, our users or others. This includes exchanging information with other companies, organisations, government or regulatory authorities for fraud protection and credit risk reduction. Obviously, however, this does not include selling, renting, sharing or otherwise disclosing personally identifiable information from customers for commercial purposes in a way that is contrary to the commitments made in this Privacy Notice.


With your consent: Other than as set out above, you will receive notice when information about you might go to third parties and you will have an opportunity to choose not to share the information.


4. Links to Other Sites


Our Website links to other websites that may collect personally identifiable information about you. Pansarionline.com is not responsible for the privacy practices or the content of those linked websites.


5. Security Precautions


Our Website has stringent security measures in place to protect the loss, misuse, and alteration of the information under our control. Whenever you change or access your account information, we offer the use of a secure server. Once your information is in our possession we adhere to strict security guidelines, protecting it against unauthorized access.


6. Choice/Opt-Out


We provide all users with the opportunity to opt-out of receiving non-essential (promotional, marketing-related) communications from us on behalf of our partners, and from us in general, after setting up an account.


If you want to remove your contact information from all Pansarionline.com lists and newsletters, please visit unsubscribe.


7. Advertisements on Pansarionline.com


We use third-party advertising companies to serve ads when you visit our Website. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you.


8. Your Consent


By using the Website and/ or by providing your information, you consent to the collection and use of the information you disclose on the Website in accordance with this Privacy Policy, including but not limited to Your consent for sharing your information as per this privacy policy. If you disclose any personal information relating to other people to us, you represent that you have the authority to do so and to permit us to use the information in accordance with this Privacy Policy.


If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.


9. Use of Pansarionline.com is available only to persons who can form a legally binding contract under the Indian Contract Act, 1872. If you are a minor i.e. under the age of 18 years, you may use Pansarionline.com only with the involvement of a parent or guardian. pansarionline.com does not knowingly collect any Personal Identifiable Information from children under the age of 18. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.


10.  Grievance Officer


In accordance with Information Technology Act 2000 and rules made there under, the name and contact details of the Grievance Officer are provided below:


Mr. Karan Kumar 

BRAVADO ADVISORS PRIVATE LIMITED

F-476 Sarita Vihar, New Delhi -110076

+91-11-41401765/ +91-11-26943584/ 9811377479

Email: grievance.officer@pansarionline.com

Time: Mon - Sat (9:00 - 18:00)


11. NO WARRANTIES: Your use of the website is at your sole and exclusive risk and any services provided by us are on an “as is” basis. We disclaim any and all express or implied warranties of any kind, including but not limited to the implied warranty of fitness for a particular purpose and the implied warranty of merchantability. We make no warranties that the Website will meet your need or that the Website will be uninterrupted, error-free, or secure. We also make no warranties as to the reliability or accuracy of any information on the Website or obtained through the services. Any damage that may occur to you, through your computer system, or as a result of loss of your data from your use of the Website is your sole responsibility and we are not liable for any such damage or loss.


12. LIMITATION ON LIABILITY: We are not liable for any damages that may occur to you as a result of your use of the Website, to the fullest extent permitted by law. The maximum liability of BRAVADO ADVISORS PRIVATE LIMITED arising from your use of the Website is limited to the greater of one hundred ($100) Canadian dollars or the amount you paid to BRAVADO ADVISORS PRIVATE LIMITED in the last six (6) months. This applies to any and all claims by you, including but not limited to, lost profit or revenues, consequential or punitive damages, negligence, strict liability, fraud, or torts of any kind.    


13. Questions?


Please contact us regarding any questions regarding this statement.